Key Man Insurance

Does your business depend heavily on one or more of its employees? A designer? The salesman who really understands the specialist product and the niche market? The multilingual engineer? You ?

And how would your business be coping if that key employee had died or been incapacitated a fortnight ago? Could it survive? What would it cost to select and recruit a suitable replacement? What about lost profits in the meantime?

We can advise on your Key Person assurance needs – how to work out what cover your business really needs, how to make sure the assurance is tax efficient, and what product is the most cost effective.

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